How To Get The Most From These Resources
Simply follow the steps.
The training programs provides strategies and essential fundamentals you must know. Without the fundamentals, you will not succeed. Take the time to learn the different games you can play. Pick the game you want to play and learn that game. Then develop your plays, and start the game.
The Game Approach To Learning
By using The Game Approach, learning is fast, fun and your comprehension is much greater.
All of the parties are viewed as players in the games and every player has a purpose and a focus. Your task is to understand each party motivation and to make moves and to anticipate counter moves. It’s like learning to “count cards”.
There are 3 core training programs:
- The Financing Masterclass: This 9 hour video course provides the essential tools and training for structuring transaction.
This training is essential training. - Straight Line Sales Course: The most important precursor to your success is not your inborn talent and it’s not your learned talent. It’s your ability to root out and dispose of disempowering beliefs. This course teaches you the art of persuasion and how to sale your services and yourself to others.
- Local Property Flipping Course: This course provides a step by step process for flipping commercial properties locally. This process is very unique because it requires no capital, no properties, no lenders to begin. It is the fastest and easiest way to structure a 6 Figure deal in 30 days or less. This Training is optional.
Financing Dashboard Tour 40 Min.
Download
Why You Should Establish “SOP’S
Standard Operational Procedures
When And How To Use
Connect With Your Business Lender NOW!
This provides you with an automated business lender, website and not client interaction. The Lender provides all the support, so you don’t have to. You even have a private back office to check the status of your transactions. All you have to do is to promoter your site.
Set this up now and have this in place while you are going through the training.
Step 1: Register With The Business Lender
https://southendcapital.com/partners/?rp=RP019367
Step 2 : Once you get you partner link, submit it below:
Submit your unique link and we will add it to your website
Note: this link opens in a new tab.
Get This Done ASAP!
Watch This Video
Proceed To Next Section
Financing Masterclass Course
This is a 9 hour course. Try to get through it within a week.
Welcome Message
Lesson1: Perspectives 38 Min.
Continue To the next Lesson
Lesson 2: Clear Objectives 22 Min.
Decide what you want to accomplish first. Focus only on that one thing until it’s completed. As you go through the training, see which game works best for you using your current skill sets. Seeing what others see
Continue To the next Lesson
Lesson 3: The Science Of Financing A 1Hour 21 Min
Understanding the math of financing is an essential skill for working with notes, selling notes, determining the value of notes and most importantly, how to create notes simply for the asking. This is the Key that unlocks the financing world. Don’t get stuck in this training. Very few people are able to go through is the first time. It’s challenging but it well worth the effort.
Continue To the next Lesson
Lesson 3: The Science Of Financing B 1Hour 28 Min
This is a expanded version.
Continue To the next Lesson
Lesson 4: The Business Of Financing A
In this course you will learn the various ways to make money in financing. The market consists of Buyer and Sellers of Money. Sellers are always paid and Buyers pay. Buyers do not make any money or profits. Earning income is not a Buying activity. Keep that in mind as your do through the training.
Continue To the next Lesson
Lesson 4 : The Business Of Financing B
Continue To the next Lesson
Lesson 4: The Business Of Financing C
Continue To the next Lesson
Lesson 4: The Business Of Financing D
Continue To the next Lesson
Lesson 4: The Business Of Financing E
Continue To the next Lesson
Lesson 5: The Art Of Vetting A
In this training, you will learn how to vette prospects and players in minutes with a few questions. Be sure to go through course 2 for more details on qualifying clients.
Continue To the next Lesson
Lesson 6: Vetting Role Playing “Live”
Continue To the next Lesson
Lesson 7: Linguistics Encounters
Learn to navigate financial conversations
Continue To the next Lesson
Straight Line Selling 9 Hours
Learn how to sell your services like a pro.
Straight Line Persuasion Introduction
Lesson 1 : 3 Tenets Of S.L.P.
Lesson 2 : The Art Of Prospecting 41 Min
Lesson 3 : Mastering Tonality 1:09 MIN.
Lesson 4 : Being A Visionary 53Min.
Lesson 5: Inner Game Of Sales 46 Min.
Lesson 6: Controlling The Sale 1:10min.
Lesson 7: The Art Of Qualifying Prospects 1:15min.
Lesson 8: The Presentation 1:37
Lesson 9: Cutting Through To The Close 37 min.
Lesson 10: Being A Person Of Influence 35 Min.
Local Property Flipping Course
Video Tour 2:min
Local Property Flipping Course
Video 1 58:00 min
Local Property Flipping Course
Video 2 1:55 min
Local Property Flipping Course
Video 3 1:02 min.
Local Property Flipping Course
Video 4 29 min.
Commercial Property Types
🧠 Lender Perspective (Why This Matters)
Each property type triggers different underwriting rules:
- Multifamily / Industrial / STNL Retail → Most lender-friendly
- Hospitality / Special Purpose / Healthcare → Specialized lenders, higher equity
- Land / Mixed-Use / Development → Structure-heavy, higher risk, layered capital stacks
Office Properties
1️⃣ Office Typically 60%LTV
Key Financing Factors:
Occupancy, Tenant credit rating. Preleasing changes the game.
- Class A Office – Premium buildings in prime locations, modern systems, top tenants
- Class B Office – Good quality, older but well-maintained
- Class C Office – Older buildings, value-add or redevelopment plays
- Medical Office Building (MOB) – Clinics, outpatient centers, specialty practices
- Owner-Occupied Office – Business operates from its own building
- Co-Working / Flexible Office – Shared office environments (WeWork-style)
2️⃣ Retail 70%LTV
Key Financing Factors:
Occupancy, Tenant credit rating. Preleasing changes the game.
- Neighborhood Strip Center – Small local service and retail tenants
- Community Shopping Center – Anchored by grocery or big-box store
- Power Center – Big-box retailers (Home Depot, Target, Best Buy)
- Lifestyle Center – Open-air, mixed-use retail and dining
- Single-Tenant Net Lease (STNL) – One tenant, long-term lease (Starbucks, Dollar General)
- Mall (Regional / Super-Regional) – Enclosed shopping centers
- Outparcel / Pad Site – Freestanding buildings in retail parking lots (banks, QSRs)
3️⃣ Industrial 70%LTV
- Warehouse / Distribution Center – Storage and logistics hubs
- Flex Industrial – Office + warehouse combo
- Manufacturing Facility – Production plants and assembly
- Cold Storage / Refrigerated Warehouse – Food and pharma logistics
- Last-Mile Distribution – Urban delivery facilities
- Truck Terminal / Cross-Dock – Freight transfer facilities
4️⃣ Multifamily 80%LTV
- Market-Rate Apartments – Standard rental housing
- Affordable / Workforce Housing – Income-restricted units
- Student Housing – College-area rentals
- Senior Housing (Independent Living) – Age-restricted living
- Assisted Living / Memory Care – Healthcare-supported housing
- Mixed-Use Residential – Apartments above retail/office
5️⃣ Hospitality 50%LTV
- Limited-Service Hotel – No restaurant, minimal amenities
- Full-Service Hotel – Restaurants, meeting rooms, amenities
- Extended-Stay Hotel – Long-term guests (Residence Inn, Homewood Suites)
- Boutique Hotel – Smaller, design-focused properties
- Resort / Destination Property – Vacation-focused lodging
- Short-Term Rental Portfolio – Commercial Airbnb/STR operations
6️⃣ Mixed-Use
- Live-Work-Play Developments – Residential + retail + office
- Transit-Oriented Development (TOD) – Built around transit hubs
- Urban Infill Projects – Redevelopment in dense city areas
7️⃣ Special Purpose 70%- 75%LTV
- Self-Storage Facility – Climate and non-climate storage units
- Car Wash – Express or full-service
- Gas Station / Convenience Store – Fuel + retail
- Movie Theater / Entertainment Venue
- Bowling / Family Entertainment Center
- Event Venue / Conference Center
8️⃣ Healthcare 80%LTV
- Hospital
- Surgical Center
- Rehabilitation Facility
- Dialysis Center
- Behavioral Health Facility
- Veterinary Clinic / Animal Hospital
9️⃣ Land 50%LTV
- Raw Land – Undeveloped
- Entitled Land – Approved for specific use/zoning
- Infill Lots – Urban development parcels
- Industrial Land – Zoned for logistics/manufacturing
- Agricultural Land – Farms and ranches
- Pad-Ready Sites – Infrastructure in place
🔟 Education & Institutional VARIES
- Private Schools
- Charter Schools
- Daycare / Early Learning Centers
- Trade Schools / Training Centers
- Religious Facilities (Churches, Mosques, Synagogues)
1️⃣1️⃣ Recreational & Experiential
- Sports Complexes
- Golf Courses / Driving Ranges
- Marinas
- RV Parks / Campgrounds
- Theme Parks / Attractions
1️⃣2️⃣ Data & Infrastructure 65-75%LTC
- Data Centers
- Telecom Facilities
- Cell Tower Sites
- Broadcast Facilities
- Energy Facilities (Solar Farms, Substations)
Each property type triggers different underwriting rules:
- Multifamily / Industrial / STNL Retail → Most lender-friendly
- Hospitality / Special Purpose / Healthcare → Specialized lenders, higher equity
- Land / Mixed-Use / Development → Structure-heavy, higher risk, layered capital stacks
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Glossary
Financing Glossary
$1
Amortization
The process of paying off a loan over time through scheduled payments that cover both principal and interest.
Amortization Schedule
A payment table that shows how each loan payment is split between principal and interest over the life of the loan.
Appraisal
An independent estimate of a property’s or asset’s market value used by lenders to support underwriting decisions.
APR (Annual Percentage Rate)
The yearly cost of borrowing expressed as a percentage, including interest and certain finance charges.
Arrears
Payments that are overdue and have not been made by the scheduled due date.
Asset-Based Lending
A financing structure where the loan is secured primarily by business assets such as receivables, inventory, or equipment.
Balloon Payment
A large lump-sum payment due at the end of a loan term after smaller regular payments have been made.
Basis Points
A unit of measure equal to one one-hundredth of one percent, often used to describe rate changes.
Blanket Loan
A single loan secured by more than one property or asset.
Bridge Loan
Short-term financing used to cover an immediate need until permanent financing or another source of capital is secured.
Borrower
The individual or business entity that receives funds from a lender and agrees to repay them under set terms.
Broker
A professional who connects borrowers with lenders or capital sources, often for a fee or commission.
Capital Stack
The layered structure of financing in a transaction, typically including senior debt, mezzanine debt, and equity.
Cash Flow
The net amount of cash moving into and out of a business or property over a specific period.
Cash-Out Refinance
A refinance in which the borrower replaces an existing loan with a larger one and receives the difference in cash.
Closing Costs
Fees and expenses paid to complete a financing transaction, such as legal, title, appraisal, and lender charges.
Collateral
An asset pledged by a borrower to secure a loan and reduce the lender’s risk.
Commercial Mortgage
A loan secured by income-producing or owner-occupied commercial real estate.
Commitment Letter
A lender document outlining the terms and conditions under which financing will be provided.
Construction Loan
A short-term loan used to fund the building or major renovation of a property, usually disbursed in stages.
Covenant
A promise or requirement in a loan agreement that the borrower must follow.
Credit Facility
An arrangement that gives a borrower access to a set amount of borrowing capacity.
Debt Service
The total amount required to pay principal and interest on a loan over a given period.
Debt Yield
A lending metric that compares a property’s net operating income to the loan amount.
Default
The failure of a borrower to meet the repayment terms or other obligations of a loan agreement.
Deferred Maintenance
Repairs or upkeep that have been postponed, potentially affecting value and lender risk.
Depreciation
The reduction in value of an asset over time for accounting or tax purposes.
Down Payment
The upfront cash contribution made by a borrower toward the purchase of an asset or property.
Draw Schedule
A timetable showing when funds will be released on a construction or renovation loan.
DSCR (Debt Service Coverage Ratio)
A ratio that measures a property’s or business’s ability to cover its debt obligations from net operating income.
Earnest Money
A good-faith deposit made by a buyer to show serious intent in a transaction.
Effective Gross Income
The income from a property after accounting for vacancy and credit loss.
Equity
The ownership interest in a property or business after debts and liabilities are subtracted.
Escrow
A neutral holding arrangement where funds or documents are kept until all terms of a transaction are satisfied.
Equipment Financing
A loan or lease used to acquire business equipment, often secured by the equipment itself.
Exit Strategy
The planned method for repaying or replacing financing, such as refinance, sale, or business cash flow.
Factoring
The sale of accounts receivable to a third party at a discount in exchange for immediate cash.
Fixed Rate
An interest rate that remains unchanged for the full loan term or for a stated fixed-rate period.
Floating Rate
An interest rate that changes periodically based on a benchmark or index plus a spread.
Foreclosure
The legal process by which a lender takes control of collateral after a borrower defaults.
Funding
The actual disbursement of loan proceeds or capital to the borrower at closing or after conditions are met.
Good Faith Estimate
An early estimate of the fees and costs associated with a financing transaction.
Guarantor
A person or entity that agrees to repay a loan if the primary borrower fails to do so.
Interest
The cost of borrowing money, typically expressed as a percentage of the loan balance.
Interest-Only
A payment structure where the borrower pays only interest for a defined period before principal payments begin.
Internal Rate of Return (IRR)
A metric used to estimate the profitability of an investment based on projected cash flows over time.
Invoice Financing
A type of working capital financing where outstanding invoices are used to obtain immediate cash.
Lender
A bank, credit union, private lender, or institutional source that provides financing to a borrower.
Leverage
The use of borrowed funds to increase purchasing power or investment potential.
Lien
A legal claim placed on property or assets as security for a debt or obligation.
Line of Credit
A revolving credit arrangement that allows a borrower to draw funds up to an approved limit.
Liquidity
The availability of cash or assets that can quickly be converted into cash.
Loan Commitment
A lender’s formal approval to provide financing subject to stated terms and conditions.
Loan Term
The length of time a borrower has to repay a loan.
LTV (Loan-to-Value)
A lending ratio comparing the loan amount to the value of the collateral or property.
Maturity Date
The date on which the full unpaid balance of a loan becomes due.
Mezzanine Financing
A layer of financing that sits between senior debt and equity, often carrying higher risk and higher return.
Merchant Cash Advance
A financing product that advances capital against future business receivables or card sales.
Mortgage Broker
An intermediary who helps borrowers find and structure mortgage financing with available lenders.
Net Operating Income (NOI)
The income produced by a property after operating expenses are deducted, but before debt service and taxes.
Non-Recourse Loan
A loan where the lender’s primary recovery is limited to the collateral, with limited or no personal liability for the borrower.
Note
A written promise to repay borrowed money under stated terms, also called a promissory note.
Origination Fee
A lender fee charged for processing, evaluating, and issuing a loan.
Owner-Occupied
A property used primarily by the business or borrower who owns it rather than by tenants.
Points
Upfront fees charged by a lender, usually expressed as a percentage of the loan amount.
Prepayment Penalty
A fee charged if a borrower pays off a loan earlier than agreed.
Principal
The original amount borrowed or the outstanding balance on which interest is calculated.
Private Money
Funds provided by non-bank individuals or entities, often used in real estate or business transactions.
Promissory Note
A legal document in which a borrower formally agrees to repay a loan under specified terms.
Rate Lock
An agreement that secures a specific interest rate for a defined period before closing.
Recourse Loan
A loan where the borrower remains personally liable if the collateral does not fully cover the debt after default.
Refinance
The process of replacing an existing loan with a new one, often to improve terms or access equity.
Reserves
Cash set aside to cover future debt payments, repairs, taxes, insurance, or other required expenses.
Risk Assessment
The evaluation of a borrower’s ability to repay and the likelihood of loss to the lender.
Second Position Loan
A subordinate loan secured by the same collateral as a first-position loan but repaid after the senior lender.
Senior Debt
The highest-priority debt in a capital stack, paid before subordinate debt and equity.
Short-Term Loan
A loan with a relatively brief repayment period, often used for immediate cash needs or bridge situations.
Spread
The amount added to a benchmark index to determine a variable loan interest rate.
Underwriting
The process lenders use to review the borrower’s financial condition, collateral, and overall transaction risk.
Unsecured Loan
A loan that is not backed by specific collateral and is approved mainly on credit strength and cash flow.
Vacancy Rate
The percentage of units or space in a property that are unoccupied during a given period.
Variable Rate
An interest rate that can rise or fall over time based on a benchmark or index.
Working Capital
The funds available to operate a business day to day, typically current assets minus current liabilities.
Hard Money Loan
Plain English: A short-term loan from a private lender based mostly on the property value.
Why it matters: Used for speed and flexibility when banks won’t fund the deal.
Joint Venture (JV)
Plain English: A partnership between two or more parties on a deal.
Why it matters: Lets investors combine capital, experience, and credit to complete larger transactions.
Key Principal
Plain English: The main person responsible for the loan or deal.
Why it matters: Lenders evaluate this person’s experience and financial strength heavily.
Qualified Borrower
Plain English: A borrower who meets lender requirements for a loan.
Why it matters: Determines whether a deal gets approved or declined.
Term Sheet
Plain English: A summary of the main loan terms before final documents.
Why it matters: Helps you evaluate and negotiate financing before committing.
Takeout Financing
Plain English: A long-term loan that replaces short-term financing.
Why it matters: Essential for exiting bridge or construction loans.
Exit Multiple
Plain English: The value multiple used when selling an investment.
Why it matters: Impacts projected returns and investor decisions.
Yield
Plain English: The return generated from an investment.
Why it matters: Lenders and investors use it to evaluate deal performance.
Zoning
Plain English: Local rules that determine how a property can be used.
Why it matters: Affects financing eligibility and property value.
Extended (A–Z)
Return to NavigationAcquisition Financing
Plain English: Loan used to buy a property or business.
Why it matters: Determines leverage and entry terms.
After-Repair Value (ARV)
Plain English: Estimated value after improvements.
Why it matters: Drives loan sizing for value-add deals.
Borrowing Base
Plain English: Amount you can borrow against assets.
Why it matters: Sets revolving credit capacity.
Breakage Fee
Plain English: Cost for early loan payoff on fixed rates.
Why it matters: Impacts refinance/exit timing.
Cap Rate
Plain English: NOI divided by value.
Why it matters: Core valuation metric for CRE.
Cash Sweep
Plain English: Extra cash used to pay down debt.
Why it matters: Reduces risk, affects distributions.
Debt Constant
Plain English: Annual debt service ÷ loan amount.
Why it matters: Quick check vs cap rate.
Discount Rate
Plain English: Rate used to value future cash.
Why it matters: Drives IRR and valuation.
Equity Multiple
Plain English: Total cash returned ÷ cash invested.
Why it matters: Simple measure of deal performance.
Forward Commitment
Plain English: Lender agrees to fund in future.
Why it matters: Secures takeout financing early.
Gross Rent Multiplier (GRM)
Plain English: Value ÷ gross rents.
Why it matters: Quick screening metric.
Hold Period
Plain English: Time you keep the asset.
Why it matters: Impacts returns and financing.
Index Rate
Plain English: Benchmark for variable loans.
Why it matters: Determines rate movement.
Junior Debt
Plain English: Subordinate to senior loan.
Why it matters: Higher risk, higher cost capital.
Key Money
Plain English: Payment to secure a lease.
Why it matters: Affects tenant economics.
Loan Proceeds
Plain English: Funds disbursed from loan.
Why it matters: Capital available for deal.
Lockbox
Plain English: Controlled account for rents.
Why it matters: Lender cash control.
Minimum DSCR
Plain English: Required coverage ratio.
Why it matters: Key approval threshold.
Net Lease
Plain English: Tenant pays expenses.
Why it matters: Stabilizes income.
Operating Expenses
Plain English: Costs to run property.
Why it matters: Impacts NOI and value.
Preferred Equity
Plain English: Equity with priority returns.
Why it matters: Sits between debt and common equity.
Quick Ratio
Plain English: Liquidity measure excluding inventory.
Why it matters: Shows short-term strength.
Rent Roll
Plain English: List of tenants and rents.
Why it matters: Core underwriting document.
Sponsor
Plain English: Deal lead/operator.
Why it matters: Major factor in approval.
Total Project Cost (TPC)
Plain English: All-in deal cost.
Why it matters: Used for LTC sizing.
Upfront Fees
Plain English: Fees paid at closing.
Why it matters: Affects total cost of capital.
Value-Add
Plain English: Improve asset to raise value.
Why it matters: Drives forced appreciation.
Weighted Average Cost of Capital (WACC)
Plain English: Blended cost of debt and equity.
Why it matters: Benchmark for deal returns.
XIRR
Plain English: IRR with irregular cash flows.
Why it matters: More accurate deal analysis.
Yield Maintenance
Plain English: Prepay fee to protect lender yield.
Why it matters: Major exit cost factor.
Zoning Compliance
Plain English: Property use matches local laws.
Why it matters: Required for financing approval.
FinCalc
Mortgage & Real Estate Tools
Amortization Calculator
Monthly Payment
Amortization Schedule
| Month | Payment | Principal | Interest | Balance |
|---|
💰 Financing Calculators
Quick & accurate tools for amortization, debt service & loan-to-value analysis
Amortization Calculator
Calculate monthly payments and view the full amortization schedule
| # | Payment | Principal | Interest | Balance |
|---|
Debt Service Ratio Calculator
Measure your ability to cover debt payments from gross income
Loan-to-Value (LTV) Calculator
Evaluate your equity position and mortgage insurance requirements
Basic Money Brokering Services
Basic Business Lines of Credit Check List
LOC types you place most: secured (AR/invoice), bank LOC, SBA CAPLine, unsecured LOC, fintech LOC?
Minimum borrower criteria you prefer:
FICO floor?
Time in business?
Minimum docs you require BEFORE lender match: (pick what you use)
Last 3–6–12 bank statements
2 years tax returns (biz + personal)
YTD P&L + Balance Sheet
AR/AP aging
Debt schedule
Entity docs (AOI/Operating Agreement)
Driver’s license, voided check
Narrative use-of-funds
Collateral preference (if any): AR, equipment, UCC blanket, PG, none?
GROK
Commercial Lender Marketplaces
New Construction & Acquisition Financing
Direct submission links to the top platforms for multifamily, office, retail, industrial, hospitality & other commercial properties.
Lender Matching Marketplaces
Finance Lobby
Leading CRE financing marketplace. Submit deals to thousands of lenders instantly.
StackSource
Modern lending marketplace with AI-powered matching for all commercial property types.
CommLoan
AI-powered marketplace (CUPID™) connecting borrowers and brokers to hundreds of lenders.
C-Loans
Submit one application to up to 750 commercial lenders instantly.
Janover (CommercialRealEstate.Loans)
Fast marketplace for commercial and multifamily financing with nationwide lender network.
CREFCOA
Quick quote portal for commercial and multifamily loans with pre-underwritten packages.
Terrydale Live
Comprehensive platform with lender lookup and direct loan request submission.
Lender Directories & Data Platforms
Scotsman Guide Lender Search
Search and connect directly with verified commercial lenders.
Visit Lender SearchSave this page as an HTML file and open it in any browser.
All links open in new tabs • Updated March 2026
Real Estate Lenders New Construction
1. Lender Search The marketplace of direct lenders to finance any mortgage loan. Get 1000s of eyes on every loan request.
2. Finserveusa.com FinServe MarketPlace, the Anti-Backdoor! If you think having a deal back-doored stinks, you’ve found the right marketplace!
3. Finance Lobby Get 1000s of eyes on every loan request.
Amplify your reach with targeted precision. Finance Lobby’s advanced algorithm directs each loan request you post to compatible lenders. No more sifting through mismatched offers. You get an audience already primed to give you competitive bids, ensuring you land terms that delight your clients. Reach smarter, achieve more, and secure that edge.
Website: https://financelobby.com
No Contact info on website.
4. CREFCOA Get your commercial real estate or apartment loan.
Through our proprietary online commercial real estate lending platform we are changing the way owners and investors obtain commercial loans and apartment loans.
Phone: 844-359-6413
Address: 841 Prudential Drive 12th Floor
Jacksonville, FL 32207
Web Site: https://www.crefcoa.com/
4. CommLoan’s focus is to provide a superior lending experience. By combining state-of-the-art technology with a concierge service, the borrower will have unprecedented access to the capital markets. CommLoan is the first true commercial real estate lending marketplace, putting the borrower in the driver’s seat. Phone: 877-566-8734
Address: 9112 E. VERDE GROVE VIEW, SUITE 105
SCOTTSDALE, AZ 85255 Website: https://www.commloan.com/
New Construction Lenders
1. Builders Capital- Nations Largest Construction Lender
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2. CoFi
Construction loans from $250,000 to $15,000,000
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3.Commercial Real Estate Loans
Commercial construction loan options start at $5 million and are interest-only during construction. They including short-term, life company, and permanent loans with earn-outs. Non-recourse loans start at $20 million.
Visit This Lender
🏗️ Commercial Lender Databases & Search Engines
The definitive directory for locating commercial lenders specializing in new construction and acquisition financing. All single-family residential lenders excluded.
🔷 Commercial Lender-Matching Marketplaces
Post your deal once and get matched with multiple competing lenders instantly.
Finance Lobby
financelobby.comThe CRE financing marketplace that matches commercial brokers and lenders using a proprietary, preference-based algorithm. Covers all 50 states with 3,000+ lenders including community banks, credit unions, and national banks. Does not support residential lending.
StackSource
stacksource.comA modern lending marketplace purpose-built for CRE professionals. Combines real-time deal posting, smart lender matching, and transparent data. 1,000+ capital source relationships including banks, credit unions, Fannie Mae, Freddie Mac, CMBS, Life Cos, Debt Funds, and more.
CommLoan
commloan.comThe first AI-powered marketplace purpose-built for CRE lending. CUPID™ (Commercial Underwriting Pricing Index Data) analyzes 600,000+ loan programs from 900+ lenders in real time to match borrowers with precision and speed.
C-Loans
c-loans.comA veteran CRE lending portal with a database of 750 commercial mortgage lenders. Input your needs and instantly get 20-30 hungry lender matches. Includes permanent lenders, bridge lenders, construction lenders, SBA lenders, USDA lenders, and mezzanine lenders.
Janover (CommercialRealEstate.Loans)
janover.co | commercialrealestate.loans | multifamily.loansA capital markets advisory firm and technology platform with access to 7,000+ verified commercial lenders. Includes banks, credit unions, debt funds, life insurance companies, and private lenders. Also offers Janover Pro — a professional-grade lender search and deal submission tool.
📂 Lender Search Directories
Search and directly contact lenders by loan type, geography, and deal size.
Scotsman Guide — Lender Search
lendersearch.comA fintech platform by Scotsman Guide connecting mortgage brokers directly with verified commercial wholesale lenders. A fluid “find-to-fund” marketplace for commercial, multifamily, hard money, and construction financing.
CREFCOA Marketplace
crefcoa.comA commercial real estate finance company combining proprietary technology with mortgage banking expertise. $63+ billion in originations. Provides access to CMBS, insurance company, pension, REIT and all commercial mortgage lending platforms nationwide.
Terrydale Capital — Terrydale Live
terrydalecapital.comA comprehensive CRE financing platform and marketplace allowing users to seamlessly engage with the industry online. Features a lender lookup tool to browse potential lenders for specific deals, view active market opportunities, and facilitate entire transactions through closing.
📊 Data & Analytics Platforms
Research which lenders are actively originating construction and acquisition loans in your target market.
CoStar
costar.comThe industry’s most comprehensive CRE data platform. Tracks commercial lending trends with detailed loan information across millions of properties. Filter by lender, origination year, maturity date and more to identify active lenders and borrowers in any market.
Reonomy
reonomy.comAn AI-powered commercial real estate data platform providing mortgage history, ownership portfolios, and upcoming loan maturities. Helps lenders and CRE professionals understand lender/borrower portfolios to analyze prospects, competitors, and the market.
Trepp
trepp.comLeading data analytics and research platform for CRE, banking, and structured finance markets. Offers tailored tools by user role, property type, and business line — ideal for CMBS, CLO, and commercial mortgage intelligence.
CRE Finance Council (CREFC)
crefc.orgThe leading trade organization for the nearly $6 trillion commercial real estate finance industry. Hosts the Trepp/CREFC CMBS Collateral Performance Database — an industry-supported centralized database for CMBS transaction information. Membership provides networking and lender directories.
🎯 Additional Niche Platforms
Specialized tools for lender comparison, deal exposure, and transaction intelligence.
Capitalize
capitalize.ioA CRE lending marketplace with a centralized database of lender criteria, loan comps, and a workflow tracker. Search nationwide lenders and loan comps for free, and access direct contacts at each lender. Invaluable for expanding your lender network.
Real Capital Markets (RCM)
rcm1.comA global go-to-market listing hub powering both debt and equity opportunities in CRE. Provides broad exposure and secure transaction tools for large-ticket commercial real estate financings, investment sales, and capital placement.
Crexi
crexi.comA leading CRE marketplace for listing, analyzing, and transacting commercial properties. While primarily a listings platform, Crexi’s data tools allow users to identify active lenders behind commercial property transactions, track deal activity, and source opportunities.
📋 Quick-Reference Comparison Table
| # | Platform | Type | Best For | Lender Network | Action |
|---|---|---|---|---|---|
| 1 | Finance Lobby | Marketplace | Broker-to-lender matching | 3,000+ lenders | Submit Deal → |
| 2 | StackSource | Marketplace | AI-driven deal matching | 1,000+ capital sources | Post Deal → |
| 3 | CommLoan | Marketplace | AI matching (CUPID™) | 900+ lenders | Get Quotes → |
| 4 | C-Loans | Database/Portal | DIY lender search | 750 lenders | Submit Loan → |
| 5 | Janover | Advisory + Marketplace | Full-service brokerage | 7,000+ lenders | Get Quote → |
| 6 | Scotsman Guide | Directory | Direct lender connections | Verified lenders | Search Lenders → |
| 7 | CREFCOA | Marketplace | Pre-underwritten packages | CMBS, Life Co, Banks | Start Process → |
| 8 | Terrydale Live | Marketplace + Lookup | Lender lookup by deal | National network | Submit Request → |
| 9 | CoStar | Data/Analytics | Identify active lenders | Millions of records | Request Demo → |
| 10 | Reonomy | Data/Analytics | Lender/borrower portfolios | AI-powered data | Start Free Trial → |
| 11 | Trepp | Data/Analytics | CMBS/structured finance | Institutional data | Request Demo → |
| 12 | CREFC | Trade Org/Database | CMBS performance data | Industry-wide | Join → |
| 13 | Capitalize | Comparison Engine | Lender search & comps | Nationwide lenders | Sign Up Free → |
| 14 | Real Capital Markets | Listing Hub | Large-ticket CRE debt/equity | Global network | Register → |
| 15 | Crexi | Listing + Data | Transaction intelligence | Market-wide | Create Account → |
🧭 Recommended Strategy for Sourcing Capital
Start with Marketplaces
Post your deal on Finance Lobby, StackSource, and CommLoan to get matched with multiple competing lenders instantly.
Search Lender Directories
Use Scotsman Guide, C-Loans, and CREFCOA to manually search and directly contact lenders by loan type, geography, and deal size.
Leverage Data Platforms
Use CoStar, Reonomy, and Trepp to research which lenders are actively originating construction and acquisition loans in your target market.
Engage Trade Organizations
Join CREFC and MBA for networking events, member directories of institutional lenders, and industry intelligence.